Thursday, 27 March 2014

What Is Portfolio Acquisition?

Portfolio purchases involve the buying of lease contract packages and the remaining payments or discounted cash flows associated with them. It is regarded as a financial term which denotes the collection of investments done by any business organization or an individual. Portfolio acquisition is done by many companies. Risk tolerance, Investment objectives and time frame are the factors on which the portfolio is designed. The economic value of each...

Thursday, 13 March 2014

Debit Card Vs Credit Card: Risks And Benefits

Plastic money is the new way of having cash with you without actually having it.With easy cancellation facilities in case of theft these ensure that your money remains safely in your account while you transact with ease. Does one score over the other on certain counts? The risks and benefits associated with using both are discussed below: Using a credit card means taking a small amount of loan from the bank and promising to repay the amount,...

Wednesday, 19 February 2014

5 Financial Emergencies to Have a Credit Card For

Your credit card can truly act as Providence and savior to cope up with financial emergencies although it should not be a source that you rely upon solely for such critical situations. The good angel may have often pestered you to save for your rainy days but coping with financial emergencies means having quite a handsome amount as emergency fund which takes time to accumulate. However, emergencies can crop up anytime- you might have lost your job...

Tuesday, 18 February 2014

5 Myths And Facts About Credit Scores

You might have conveniently overlooked the three-digit number that rules over your wallet, but the indubitable fact remains that your credit score plays a crucial role in your life deciding a number of things- the amount you pay for mortgage or car loan, the interest rates and so on. The score depicts your credit-worthiness or your capability to pay back loans responsibly and without faltering and hence, knowing some facts about this score is imperative...

Tuesday, 21 January 2014

Things to Know about Portfolio Acquisition

Portfolio acquisition refers to the procedure of buying a group of lease contracts and related discounted payments and cash flow by a company seeking to make new investments. Such acquisition requires in-depth planning and analysis that can be only done through meticulous knowledge of the financial products and devoting considerable efforts and time. Without such strategy buyers may end up looking into every deal and ultimately not emerging...

3 Hidden Truths behind Zero Percent Auto Financing

So the zero percent auto financing deal offered by your local car dealer has grabbed your attention and as a buyer on the lookout for a new car it seems a luring bargain indeed. Zero percent financing is one of the most enticing motivators used by automotive dealers and car companies to lure potential buyers and ramp up sales. However, before you get influenced by such advertisements, it is imperative to know the hidden truths behind...