Your credit card can truly act as Providence and savior to cope up with financial emergencies although it should not be a source that you rely upon solely for such critical situations. The good angel may have often pestered you to save for your rainy days but coping with financial emergencies means having quite a handsome amount as emergency fund which takes time to accumulate. However, emergencies can crop up anytime- you might have lost your job or compelled to be homebound because of a mishap and to wade over the financial crises which arise in these situations a credit card can act as a handy tool.
Medical Emergency: Medical emergencies are something you cannot afford to procrastinate just because you do not have sufficient funds. Yet, a surgery or hospitalization can drain your financial resources completely whereby, using a card can be a more flexible alternative which gives you the opportunity to make the payments at the instance.
Utility Bills: When emergencies crop up between paychecks and you are left with no money to pay for your electricity, gas, water or phone bills a card can be used for the same and avoid hassles of interrupted supply of such crucial services.
Mortgage or Rent: Your mortgage or rent money is not a small amount and there may be instances where all your finances get exhausted meeting other needs. However, paying the rentals or mortgage amount on-time is important to stave off from your landlord’s persistent phone calls or to keep your mortgage account clear of any defaults. A credit card can come of immense help to pay off the amount which you can repay at your convenience later.
School and Tuition Costs: As a parent not being able to pay your child’s schooling cost is surely the last thing you would want to happen. Yet, if such emergency arises where you are running out of cash at the moment, make the best use of the card in your pocket to provide your little ones the right they deserve.
Business: Finally, any costs related to your business or work such as repairing your car or the house you use for rental purposes can be met by using the credit card and making payments on time.
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Medical Emergency: Medical emergencies are something you cannot afford to procrastinate just because you do not have sufficient funds. Yet, a surgery or hospitalization can drain your financial resources completely whereby, using a card can be a more flexible alternative which gives you the opportunity to make the payments at the instance.
Utility Bills: When emergencies crop up between paychecks and you are left with no money to pay for your electricity, gas, water or phone bills a card can be used for the same and avoid hassles of interrupted supply of such crucial services.
School and Tuition Costs: As a parent not being able to pay your child’s schooling cost is surely the last thing you would want to happen. Yet, if such emergency arises where you are running out of cash at the moment, make the best use of the card in your pocket to provide your little ones the right they deserve.
Business: Finally, any costs related to your business or work such as repairing your car or the house you use for rental purposes can be met by using the credit card and making payments on time.
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